CSO has an interview on a Symantec report about the rise in cybercrime. An excerpt:
Who are the criminals these days and where are they located?
I think the popular consensus is these are kids in the basement that are bored: a 14-year-old teen hacker. That is not the case. That is really not the case. We looked at differences in Eastern Europe, Russia and North America in terms of the type of criminal we are talking about. In Eastern Europe and Russia it's much more organized, much more tightly knit. In North America, it's a looser association.
What is interesting is the groups have to work in concert together. Eastern Europeans and Russians are more into producing physical materials, like fake credit cards or ATM cards. But in order to get that they have to work with counterparts in North America to get access to things like North American banks or ATMs. So in that need to work together, we see a sort of a delineation of duties, like in any company. You've got the guy who is the phishing specialist, the guy who is the spam specialist or the malicious code specialist, all working together to have this large distribution network to get threats out there and gather info needed to steal things like credit card numbers.